Is a DNA test needed for work insurance?

The father of my child says he needs DNA for his work for medical insurance purposes. Does anyone else go through that

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The father of my child was in the military at the time and had said he needed one as well for “insurance purposes”. We were not married and I felt offended when he asked for one, I didn’t have anything to hide as I knew he was the father but that question hurt. Anyway, I don’t know if that was true, but I never did do the test and he never brought it up again and my child was covered under the insurance without it. Although he did sign our child’s birth certificate.

I used to work in insurance and unless they changed in the last two years, they do not care if you claim 50 strangers to be your children so long as you pay the premium, they only care about the money. And unless you have at any point cheated or given him reason to think that, I’d look into investigating him on cheating because Cheaters think you’re cheating because they are or have and military guys are notorious for cheating. Hopefully he’s not though

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Help a mama out and respond anonymously on our forum. Is a DNA test needed for work insurance?

Is he on the Burt certificate? I’ve never heard of needing a DNA test for health insurance

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Shouldn’t be unless dad is not on the birth certificate

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No, we haven’t. This seems weird to me

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Never heard of that. And I have 3 kiddos with a chronic illness that I am sure my husbands employer would probably rather not insure

Yes, if he isn’t on the birth cert

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He’s trying to be sneaky. Confront his ass.

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Never heard of it but i could see a Ins company wanting proof of a child being clamed

If he isn’t on the birth certificate then yes bc they have to prove paternity to add the child to his insurance through work

I’ve worked for BCBS and I’ve never seen a policy that asked for DNA.

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Never been asked for a birth certificate or DNA test for health insurance.

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Uh no? But if he’s the father and you have nothing to hide, I don’t see getting a DNA test done as a problem. He might just want one and doesn’t know how to ask you.

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Only if he isn’t on the birth certificate should he be asking that. Which on top of that should go through court not just between you too…

Here companies take step-children and adopted children. And if you got proof your grand child/children live with you they are covered. Alabama.

I signed up for Medicaid once before me and my husband were married and yes they sent him a paper to prove maternity. This was a few years ago though.

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The real question is why are you worried about it? Is it going to come back saying it isn’t his?

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He wants a DNA and using insurance as a cover so you don’t get upset…

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If you are not married, that may be required. Who knows.

Let him have it . No big deal

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Two of my children that did not belong to my husband were added to his insurance

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He’s up to something

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Are y’all married? If not it’s required to show proof of paternity for health insurance. If y’all aren’t married you should get a paternity test anyway

Military insurance (Tricare) will do that if you’re not married. I don’t know about any other insurance that does it though

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Is the father’s name on the birth certificate?

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That’s His Way Of Saying That He Doesn’t Think The Baby Is His…

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Never in all my years of working he is lying.

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Is it medical insurance or life insurance?

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I would just give it to him bc if he wants it for his own comfort he can petition the court to establish paternity & court stuff gets pretty expensive. I doubt he’s going to use the DNA to do something weird like make a clone

Once they have DNA on file, they have it on file forever

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That seems ridiculous. What if the child was adopted? It shouldn’t be up to the insurance company to decide if that’s his child. :flushed:

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If you know he’s the father I don’t see the issue. The fact you’re asking this is sus, IMO.

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No. My husband put health insurance on my two oldest before he adopted them.

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Maybe he has fathered another child ???

How to say, i dont think that kid is mine, without saying, i dont think that kid is mine!

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Nope, you just add your child to your health insurance when you sign up for it.

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It’s not needed for life insurance or work insurance. Does he not believe the child is his?

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Lol no. Thats just him questioning paternity.

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It’s definitely not needed! That’s something he wants and only you know why.

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The easy way to do this is to ask him to send you the paperwork.
But there won’t be any paperwork. This is his way of saying he doesn’t fully believe the child is his and he wants dna to prove it before he puts said child on his insurance

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Hahahahaha! He is PLAYING YOU.

Our insurance requires birth certificate or court papars, i.e. marriage certificate, custody. DNA strictly for paternity. Or murder suspects. JS.

No that’s not needed. My work insurance only asked for social and birth certificate.

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R u married? If not my dad went through this. And NO he did not question paternity.

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Give that man a test or find your kids dad

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If he is on the birth certificate then no, but if it is. then he probably is having doubts about being the father.

The only way I can see this being a possibility is if he is in the military and you aren’t married to each other.

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Absolutely not. So many step parents provide insurance for their step children!

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He’s a sorry piece of shit!!! Not needed🤬

Depends on the state and if you are married or not. In my state I had to get a paternity test to have my daughter put on her fathers health insurance because we weren’t married.

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I have never heard such a thing. My husband who is my kids Step Dad has carried them on his insurance since we were married and never heard that.

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It’s needed for military if he wants his child to have coverage

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I’ve been working with and for commercial insurance companies for 15 years. Paternity is not a requirement, and I have never heard of it being asked for. What they can request is a birth certificate, social security card, and court order if applicable. If he wants proof of Paternity, tell him to contact his local child support office.

I have heard of this in some southern states when the couple isn’t married and the baby daddy didn’t sign the birth certificate

Wtf? I think homie may think the kid is not his.

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Maybe his company insurance will not cover the child without DNA test to prove insurable interest!

Ive never heard of that but maybe it depends on the state.

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Uhhhh yeah no , if anything all you would need is ssn

No not in Minnesota or any job I had

I have never heard of this my husband has put our kids on his insurance at two different jobs that he has had and they’ve never asked that he even has a life insurance policy with his job right now that list our kids as the beneficiaries and they didn’t need a DNA test for that

Just to help you and I had actually started wondering the same thing reading your post I just googled it and according to Google no and all it was popping up is places for DNA tests to be done in rights of an unmarried father to a child.

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Sounds like maybe he wants to do a DNA test to see if it’s his…?

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Maybe… I’ve never heard of it though. My husband is not my daughters bio dad but he put her on his insurance with our son.

Never heard of it but maybe ask who the insurance company is & inquire with them yourself to get an answer if you’re unsure

Is he on the birth certificate? If not, then it’s very possible. We ask for birth certificate, adoption record etc when insuring our employees children and marriage cert to insure wife… If there’s no proof they are married or no proof the child’s relation, anyone could insure anyone’s child.

My new husband has my son on his insurance

If he’s not on the birth certificate they may require it. Like in the military they require proof of the parents on the BC or dna proof if you claim a child is yours for insurance and other benefits.

SS Number $ or birth certificate

Uh no and I live in south MS

The father of your child is a total idiot- and just trying to get out of it- my husband has my daughter on his insurance and there was no dna test…

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I would call and speak with the director of HR where ever he worked to find out if that is accurate, because I highly, highly doubt it is.

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If his name isn’t on the BC then yes that’s actually a legit request. The insurance company wants to ensure that he’s legally allowed to put her on his insurance.

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I’ve never had to do one for my daughter and neither did her dad who isn’t even on her birth cert.

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I’d be asking for the paper work to read through to make sure… Some companies do require it for insurance reasons if your not married. Why would a company want to spend the extra money type of thing.

Also I’m sure if he wanted a DNA test he could just take the child to get it done.

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My kids dad work said the same thing. He needed proof he was the dad etc. but they didn’t ask for it later.

Are they checking for possible genetic disorders? I don’t think they’d do that for work insurance since the insurance company can’t share private medical info with the employer.

This might be different if the employer provides insurance is self funded

I would say typically no and if it is really a thing your husband’s employer is probably breaking the law

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I put my stepdaughter on my insurance…so no.

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I have never heard of that

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Awww this is sad

No it is not.

Talk to him.

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He thinks the kids not his he’s looking for a no combative way to get you to do a DNA test.

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He’s right! If you are not married and he doesn’t sign the birth certificate then yes his insurance will need proof I know crazy but it’s real!!!

No. Here any child living in my home is considered a dependant and is covered under my insurance. They don’t need to be blood.

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As the benefits administrator for my work, I’ve never heard of that. The most I’ve heard about adding stepchildren was showing a tax return. I currently deal with Blue Cross, and they don’t even ask that. Something sounds fishy.

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No never heard of this, my step dgt was added to her step fathers ins no problem. Sounds like he just doesn’t want to pay.

He’s straight up tricking you

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No medical insurance do not do that!!!

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I think he’s not sure if he’s the dad and it’s his excuse to get a DNA test

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He’s lying. Paternity is the only reason for DNA, he must not think it’s his.

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Sounds like he doesn’t think the child is his

Yes actually my husband had one hell of a time getting my daughter on his insurance (he’s step dad) but still depending on the company they will ask for certain things like that and are allowed to do so

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If you’re sure he’s the dad just go along with it show him who’s crazy lol

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No, he’s trying to see if the child is really his.

Ummm the only time I’ve ever heard of that is if they’re military and you’re not married…… I have never in my life heard of it happening outside of the military though.

Most not all. But If the kid is his let him do it unless u have something to hide…:woman_shrugging:t5:

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I have known UPS to require a DNA test if the parents weren’t married and the child didn’t have his last name.

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He just wants to know if it’s his baby and doesn’t know how to ask you directly IMO

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He is lying!!!

My husband has 3 kids from previous relationships and all 3 off his kids is on his medical aid without any DNA test and they are also not in his surname

If you were not married when the child was born and he is not on your child’s birth certificate, a DNA test may be a legitimate requirement from his work based insurance. But even if he is just seeking validation of paternity for himself, he deserves to know without a doubt that he is his child’s father. And the child has a right to know with certainty where they came from.

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