How do I stop spending money?! My impulse buying is out of control!. I will literally shop until I have no money and then panic! I absolutely hate that I do this and I’m trying get to the root cause.
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Are you using a credit card? If so cut it up. Put money in an account with someone else’s name on it also so you can’t get the money out without them. And only have enough money for you weekly needs.
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If you don’t need to buy anything stay home. No window shopping or browsing. I only go shopping when I need something.
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Maybe try shopping at dollar tree with a 20 or 25 dollar limit. You can find odds and ends for the house wandering the aisles and not really blow alot of money while still feeling like you “shopped”. If your buying stuff you don’t really need or want, try taking things back to start with and then definitely get to the root cause of why you feel the need to do this. This can easily lead to hoarding behavior as well.
Be honest with yourself about what need you are fulfilling and work on that. It’s called retail therapy for a reason. Find your joy in something else. It could be cooking, plants, a craft or a plethora of other ideas unique to you.
Youre bored. Find a hobby
Get a therapist and stop bothering us
There’s a financial planning course by Dave Ramsey that definitely helps with budgeting.
Stay home and get a hobby, preferably one that will make you money. Plenty of side hustles these days!
Curbside pickup tour groceries so your not impulse buying and only buying what you need. Get rid of credit card and find a hobby
Maybe you’re searching for dopamine…
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Get rid of your credit cards or put them in a block of ice so you have to wait & think about what you want to buy and hopefully change your mind. If you don’t, cut them up. Put money in an account you won’t or can’t touch. Pay bills automatically from that account. Take out just enough to pay for everyday needs, not wants. Pay cash for everything else (gas, groceries, etc.) so you see what’s going out. Don’t go to stores, toss catalogs immediately, don’t go online. Get the therapy you need.
Time to put your money away and cut up the cards.
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If you have direct deposit talk to your employer about putting a percentage in a savings account before you see if. I changed where my money goes before I get it and my savings account is bigger than ever. I don’t look at my savings account as spendable money- it’s for rainy days
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I start using this app “Budget” and it actually shows your income, spending and balance. First time my balance went red and minus. After that I start watching what I spend my money on.