Make sure you make plenty of money
FHA loans are awsome
Monica Hartman Severt
Got to have good credit got to have a good job and hopefully you can get a loan through the bank
Go talk to your bank and see if you can get a pre-approval
Id try an apartment first, just to get use to the idea.
Do you have the $ to buy a house?
I built my credit up called Banks got the lowest interest rate and went from there
Find out how much you can borrow. That will give you a price range of homes to look at. Save as much as you can for a down payment. That will help decrease what you will owe eventually. Look for a home in a place you could be comfortable in. If every yard has a big, mean, loud dog, you might want to avoid living there.
Go to the bank to see if you qualify for a home loan and how much you will need for a down payment. They can lead you in the right direction. They probably work with realtors all the time. Good luck!
When I bought my home I was a single mom of 3. The realtor told me about a fantastic program. It’s called USDA RURAL HOUSING. It’s a government program that pays part of your interest based on your income. So every year you send them a copy of your income tax form & they decide if your payment should be lower or higher. The plus side of this that there is ZERO down payment! And being it’s a government program, they want to make sure the house is built to standards. So all of the insulation, wiring, pitch of roof…have to be inspected & approved. This was a relief to me being I dont know how to fix things like that.
And for sure get that child support! It takes 2 incomes to raise a child & you are paying for everything yourself.
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Habitat for Humanity