Pay it and take the car. This is what happens unfortunately. It’s only way to protect yourself from a repo. Expensive lesson learned.
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Let them repossess the vehicle and then you can pay what you can to restore your credit cut your losses you shouldn’t keep paying for a vehicle you don’t drive and paying to help the father out when he’s not helping y’all’s child
You can pay a tow truck to pick it up and drop it off with you!
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1st) Volly repo will not automatically get your name off.
The car will go to auction, if they dont get the amount left owed on it, then they can and most likely will take you both to court for the costs.
2nd) if hes 5 months behind, it’s already out for repossession. No dealer or title loan company would let someone get that far behind. Most places its 14, 21 or 30/31 days.
Yeah you can turn it over but it’s not going to do much. Go get the car, if you can afford the payments, keep it and pay it off that will be your best bet. Then refinance it and put it in your name.
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If you have the information on the lender contact them. Explain the situation and ask them what are your best options. If there is a way for you to refinance the vehicle to preserve your credit status then you should do that. It will require you taking possession of the vehicle. If your option is to sign back to the lender your credit will take a hit but at least the clock with stop and restart for rebuilding your credit. Contact the lender first and then consumer credit services next. It’s tough. Good luck.’
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He not paying it so no amount of force will do it. Unfortunately your name is on it so its nothing you can do about it…i bet you learning a lesson now
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Take him to small claims court
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See if they won’t buy the car back, you may not end up with much left but it wouldn’t be a repo on your credit. You have to think of yourself.
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Let them take the car.
My ex took r newer vehicle(in both r names) when we split but failed 2 make the 3 remaining payments. Bank called me but I told them 2 repossess it since I wasn’t the one using it. Ruined my credit but it was the point of the thing.
How much is the car if you put 800 towards it?! o.O
I learned this lesson the hard way. My ex screwed up my credit so bad it’s still messed up nearly 10 years later.
When you co-signed for his car. You excepted responsibility if he fails to hold up his end. If he hasn’t paid in 5 months. I seriously doubt he’ll pay you back for any money you put in the car. You might be able to take him to court to pay you. But in reality…it’s all on you…sorry
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Are u the main n he’s the cosigner ?
if I were you, I’d let them repossess it. hes not going to pay it if you are! he knows that your credit means alot to you so hes using you. your child is more important than a damn credit score. so stop living paycheck to paycheck because of this payment. you dont even drive the damn thing!
Let them reposes it and never co sign for anyone again.
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Let them take the car in a few yrs ur credit will b good
This is why your name dont go on shit unless its urs and urs only!
You can either pay the bill or take the credit hit and rebuild it.
a) go get the car b) sell it. or c) drive it. If you co signed on the car your name is on the title that the bank holds. If you can’t go get the car-ask the bank to act in your favor, repossess the car, and allow you to sign for the car once caught up. I doubt they will though- just have someone take you to get the car. If you’re paying for it, may as well be driving it or sell it
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Is there a reason you need your credit high right now? If not then just don’t worry about it. There’s plenty you can do to get your credit up when you need to and it won’t be on there forever.
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Usually when you Co-sign the other party can’t take your name off unless they are reproved without a co-signer. Unfortunately it’s gonna hurt your credit and they can come after you for the payments as well. And what Lydia Bryan said above is right on… If he’s 5 months there looking for the vehicle to repo it.
Take the car from him and sell it. Use the money to pay off the rest of the debt
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You take the car and sell it. Your name is on it, so… 
. Sell it for what is owed on it and if you have to pay the difference, that’s the price of your lesson.
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you can’t be removed you are stuck with the payments!!!
Take the car from him and sell it to car max
Go get the car ,
Cover the payments
Sell it
Auction it whatever … this will harm your credit
Go take your car back and sell it
I would call the bank or credit union, because you co-signed, if he doesn’t pay, you are responsible & this will effect your credit. Call them, explain the situation. Tell them where he is& if they repo it, & you want it, make a deal with them to pay off the months he owes & refinance it, so his name is no where on this deal. But remember, if you don’t do anything, this will effect your credit
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Pay the bill and take the car since it’s in your name too
Let them take the car.
Let them repossess it. That’s not okay.
Why would you co sign in the first place? You knew there was a possibility of this happening. Always is when you co sign. 
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Try to work out a lower payment arrangement with them and have him removed because he’s defaulting on payments.
Sell your car, catch up his payments then take his car.
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You okay with him not taking car of his own child but you’re mad about him not paying for the car? You knew he was a loser and now you’re stuck with that on your credit 
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People, she made a mistake when she cared for the guy, stop with the shaming! It’s not helping her! Rude obnoxious people!
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Get the car back, even if you have to involve the police. Sell it, btw, contact the courts, make the bum pay child support! Your child shouldn’t have to suffer because dad is a bum!
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How is the title written. Is it “and” or is it “or” between your names?
If it’s “or” go get that car and sell it. If it’s “and” you’ll have to suck it up and let them repossess it and build your credit back up. Take it as a lesson we learned not to sign a loan with anyone who is not your husband.
Because if the title says “and” you both have to sign the title to sell it. If it says “or” either one of you can
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Nothing. Best thing to do is let them repo it and take the hit. Yes, it will be on your credit, but then you’ll learn your lesson.
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Ppl if they repo this car there IS banks will garnish wages they sale the car and garnish for the amount left owed on it…I dont recommend letting them repo it…we had to file bankrupt for this reason they take like 25 or 30% of hubbys payday
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not be so gullible next time.
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I’m wondering what kind of car it is and how much the payments are?
Paying over 5 yrs and over $800 a month? That would be called either a scam or you both were dumbasses to sign any contract like that.
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Bankruptcy is probably your best choice even if he doesn’t file it will get it off your back and the banks can’t come after you for it anymore
Can you go get it refinanced yourself since your name is on it? Then take the car away from him.
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Contact a civil lawyer if the car title is not in your name. If it is, call the police. Not to make an arrest but to help in the retrieval of your property.
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Dave Ramsey would probably tell you to sell that car, put that towards what’s owed. Then try to split the rest of what’s still owed, if he’ll agree. Otherwise, you’re stuck paying it all, but paying it all is way better than ruining your credit score even further.
The car needs to go.
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The only thing you can do is to sue him after it’s repod for everything that it’s going to cost you. Never co sign for anyone.
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I had my credit wrecked this way and had to file bankruptcy.
I had a wage garnishment threat sent to me and filed 2 weeks later.
If your name is on it, can’t you sell it? Take it from him and sell it for whatever the remaining loan amount is so you can pay it off.
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You take that car. Legally it is yours. Do not let a man ruin your credit rating.
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Take him to court for the remaining balance
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Judge Judy says there are not courts for almost married. 💁
RULE #1…NEVER EVER EVER cosign
for ANYONE you did not give birth to
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Check with lawyer for options. Tell ex you want payments made or your reprocessing car. That car should be long paid for. 800. Times 60 months
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Talk to the car place and see what they say as far as your options of taking your name off but with you being a co signer if he doesn’t pay that means they can go to you for the money
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You let the bank know and you either get them to give you the car and catch up on payments. Or tell the bank to come get it.
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Get a lawyer call the company work out an arrangement that take the car first
Uhh that’s WHY he needed a co-signer. Now you get to deal with the consequences that YOU agreed to. 
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Nothing you can do , if your a co signer your stuck
Have him hand the car over to you and you take it and refinance it , if he can’t maybe
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You can always surrender it
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go into finance company produce proof of seperation and do a stat dec saying that you do not have car give dates etc they can then apply to courts to have your name removed
Call the bank, see if since you co-signed if the bank will Help you refi the car for a much lower payment and take the car for yourself. If you talk Kk the bank and help them they help you. You
Let them take the car. Your credit score going down is better than you throwing money on a car you don’t own
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He’s not paying go get it and pay or sell it u co signed. Take him judge Judy ! Don’t wait til repo go get it with bank papers and cops
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I personally wouldn’t pay it I would let them repo it. I would rather a little bad credit then paying for a car that’s not mine.
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Put him on child support. Take him to court for small claims. You work your hardest to pay it off and get your name free and clear and you take the car for yourself and resell it.
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Rule #1 Never ever, ever put your name on someone against your own credit. Never.
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Let them repossess it
You cant sell a car that you dont have a title for, but if he didn’t pay ,I would not let him drive it , hes playin you!
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Sell the car and kick his ass out
Unfortunately unless the bank can refinance in only your name and you take the car…repossession will take the car. But you will BOTH have it on your credit report and be responsible to pay off whatever is owed after they resell it (which will be most of what’s currently owed most likely.) If you don’t it will ding your credit report for many years yet to come and I know from my own repo that it lowered mine a lot. Try to talk the bank and see if you can refinance it in only your name and take the car from him. You will have to pay it off to resell it tho
Sell it before they repo it. Even a voluntary give up is a repo.
If you owe more than what it’s worth take a small loan out for the remainder to get out from under it.
When my son defaulted, the loan company told me to take the car from him.
If he’s had it for 5 years should be paid for.
Go up there and take you own name off
u can’t just go and take ur name off it has to be refinanced and put in his name
Finance Co won’t take a co-signer off the loan. If the title is ‘OR’ makes it easier. Go personally to the bank and see what options you have. Explain the situation, find out the balance, get a payoff good for 10 days and post the car for sale. You also could get a refinance loan in your name with payments starting 45 days out. Then take the car and sell it. Tell father you have to take it because you cannot make the payments PLUS support his child. Do you have a key to it? If not get the car re-keyed so his won’t work either. Find out ‘if he won’t give you the keys’ if you can have it towed. You are repossessing it may need papers for the Tow Co though. Ask the Finance Co about that. Credit Unions are normally easy to work with if you bank with them. I worked for a bank but got financing with my Credit Union.
Since you cosigned it take proof your name is on the paperwork to the police get a locksmith if you dont have a spare key and take the car from him to be surrendered. It will still go on credit but wont be a repo on your name
Why would u do that? That’s just stupid!
It seems like it would be paid off after 5 years
Call the bank. Try to make arrangements with just you.