Am I in the wrong for wanting to move out?

My husband and I have been together for 8 years. And all of those 8 years have been spent living at his parents old home. His parents moved off and left him in charge of their home. He’s paid the mortgage for 13 years (along with the insurance). Before we were married I was told, once the house was paid off it would be put into his name. The house has been paid off for 3 years...The house is in dire need of repairs. He has asked his parents about putting the house in his name, and he was flat out told no. He asked to purchase the home so we could do the proper repairs, and was told no once again. They have no plans on signing it over. He was told he would one day inherit it with his sister. His mom has told him that if we want to do any repairs that we need to pay out of pocket. “Just do one project at a time.” Anytime I bring it up or mention moving, he immediately gets defensive! Am I wrong for wanting to move out? I love my husband, but I don’t feel like this is fair to me and my children. I want better for them. I want something that will one day belong to me!
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Help a mama out and respond anonymously on our forum. Am I in the wrong for wanting to move out?

If I were u :point_right: I will tell the husband to buy our own place nd leave the parents house immediately

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If he’s paid the mortgage for 13 yrs yall need a lawyer! He owns that house

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HELL NO. They got their house paid off for free then, because I don’t believe they paid them a dime towards it since they weren’t there. I would have had that $hit in writing that it would be signed over once it was paid off… too late now I suppose. I would want to move out too and I wouldn’t put another CENT into the house because it’s not yours. The only thing I would pay for at this point is a lawyer.

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Umm he owns that house. Consult a lawyer and if he doesn’t want that sue them for a good portion of everything he has paid into it. It’s pathetic that his parents have taken advantage of him like that.

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Id speak to a lawyer either getting the money back or getting house changed over

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He paid the mortgage for 13 years and then he inherits the house to split with his sister ( who paid 0) ?!

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A court would more than likely tell him tough luck and they would consider it rent being no contract. Move and buy your own place.

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Y’all can’t be serious !?? He owns that house??? No, he doesn’t. Most homes are 30 year loans, in which case, He’s likely paid it half of the time. He did not put the down-payment on it, maintain upkeep or insurance for half of the time. He was given a place to stay at some point because for whatever reason he couldn’t or wouldn’t get his own. He’s not entitled to anything, he paid for a the years he stayed. And suing… Lord. Easy way to loose all inheritance. Not worth it. Not sure why anyone would leave someone for this reason alone. There must be more to it???

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Just move. Even if you get a lawyer to dispute the claim to the home, which you’d lose most likely, you’d later have to dispute the claim over the house with your sister-in-law. It’s not worth it. Just move.

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If he can prove he paid the mortgage, he might have at least a partial legal claim to the house. As the resident, mortgage payer, and insurer, his claim as part owner has validity. He’ll need to stand up to his parents though.

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He has basically rented it for the last 13 years. His parents should be responsible for any and all repairs and up keeping needed. So if y’all put any money towards repairs to the house save all receipts and sue then

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You are in the wrong. While you’re right it is not fair to you and your family, he invested a lot of money into the house. Dont move, speak with a lawyer.

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I would say consult a lawyer and see what your options even are legally and go from there.

well he aint paid all the mortgage so yes prob owns half n if they want to give their half to daughterthey can n ladt 3 yrs u aint paid nothing so living free
u cud do it up y not ur living in it n will inherit it ltr

Maybe yoir husband and the sister need to talk…He needs to ask her when something does happen to your parents if you both could come to an agreement and have the agreement done legally on what her plans are…selling? It’s possible if it’s in that bad of shape she may just walk out of it…Its also possible she may want him to buy her out on her half…that’s always a problem with kids inheriting their parents home together.
I think if your husband and sister cant come to some type of an agreement then I would be moving asap.

So basically you’re renting without a contract. But your landlord/in-laws don’t want to cover repairs. That’s called a slum lord. Time to stop renting from his parents and get your own place if that one is in disrepair & they won’t fix it. No way I’d be paying for upgrades or repairs in someone else’s home unless I were responsible for the damage. You’re just building their equity with very little benefit to you. Why not be building your own equity somewhere else? Or at least have a landlord that will repair stuff? When he inherits the house with his sister later on he can figure out what he wants to do with it.

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Leaving without any rights or money paid would just be giving them a house they paid little money for but then again yall did pay kmowing its in there name

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I would move out it will never be just yours

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My first thought was move. Move where you actually have a chance to own.

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I like how she ends with belong to meee :thinking: wouldn’t it be us

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I would get all documents together of where you have paid for the last 13 years. Save them. Fix it but keep all receipts and documents of it. Then when it does get split it may be something that has to be battled in court with sister. Have a talk with sister now and get something in legal standing with her about buying her out. If you want none of the hassel then go buy a new home. Regardless it’s going to put a strain on marriage any way you go. He should of got in writing when he took over payments it was going to be his and had a land contract drawn up. I don’t see this ending good any way it goes. Unless sister doesn’t care and gives him her half of the house.

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Get an attorney NOW!

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I would tell your husband that you will not allow any more money to go into this home…I would look for your family another home…They mislead y’all for 13 years and then to tell you well if the roof caves in its your problem not ours…I believe they think they have a son that is gonna continue to make repairs and pay their bills for them…

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Do y’all pay rent now or live in it for free now that it’s paid off?

So End things with your husband because of his family instead of fighting with him for it? Maybe your just looking for an excuse to leave ? I would get a lawyer, show all records get the house that way or LEAVE WITH MY HUSBAND. Then never speak to the family again.

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I would stay there for a little longer, enough to save some money to put down towards another place.

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If you had no documentation agreeing to them signing ownership of the home upon completion of paying it off the court system will most likely look at it as he was paying rent in the amount of the mortgage. It will probably turn onto a he said she said battle.

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Umm, in some states, that’s y’alls home bc you live there, paid the bills & had a verbal agreement it would be this after a certain time.
I get why he’s mad but it shouldn’t be at you. He needs to either see a lawyer or y’all should move out.

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I don’t know why your husband got do defensive/mad at YOU when he should feel the same way his parents said the house would go into his name and it’s still not? Like who wouldn’t be mad about that? Plus if you want better for your children he should also want better for those children

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I would talk to an attorney. He might can sue his parents for it since he’s been paying on it for 13 years.

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Sounds like you need an attorney now. Seems like you could get them for abandonment of the place and then by you living there for 13 years and paying the bills seems it would be yours. Hopefully he paid directly to the bank and not giving money to his parent? if so maybe they didn’t pay on it right and its not really paid off.

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I would file with the courts for his parents to pay the cost of the repairs needed as they are the landlord, because they refuse to keep up their end of the deal and didnt sign over the home as they said they would. Its the landlords responsibility to keep the house safe and in working order. Ie… new roof, water tank, furnace, if there is plumbing issues. I would definitely be giving them the bill…

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My house is in my parents name so no man will ever take it from me. I’ve completely paid it off. I completely fix it, out of my pocket. He has been living there for 13 years and hasn’t fixed anything on it? I owe my parents everything because they are amazing people and help me with anything I need. I can see where it would be an issue because he was the one paying the mortgage but his sister’s are getting it too… that isn’t fair by any means. Personally I would just move!

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How shitty of his parents make the son spend all of his money and once they pass it down make sister and brother split the home as of sister ever put a dime down. Smh that’s horrible to say the least I would save as much money as I could and move away do not continue to pay for a home that will be later sold to go half and half to someone that never helped pay a mortgage, very sneaky and conniving of his parents if I do say so myself

In some states, the one paying the mortgage is the owner of the home. So you might wanna get a lawyer and check on it. I’d also keep looking for a place.

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Seriously? I can smell the entitlement from here hey…
If you inlaws weren’t as generous as they are you guys would have been paying…RENT! To live in a house somewhere.
That is not in any way your husband’s house or your house and quite frankly I’m shocked that you believe that it is!
Get yourself together and go buy your own house like everyone else has to.
Wow.

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That promise was made before he married you
Sounds like the parents changed their mind or don’t want you to have any chance of getting your hands on tgier property. Time to go buy your own.

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Just keep track of everything. If you need to make repairs, do them and keep all receipts, and keep a binder with all bank records of the mortgage payments you made and taxes paid, etc. if the house is left to both kids and is ever sold, the money you have put into it should be deducted from the other person’s portion as you have continually invested in the property. Not only that, some states allow you to get a greater share of the profit, going from the time you took over the property as opposed to when it is sold. You as caretakers putting money into the property would have increased the value of the home. Definitely consult with a lawyer.

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No need for a Lawyer. If the parents don’t have a living will that states that the house go to you and your husband then you and your sister will have to share the house. If there are others like children then they will also get involved. That’s why people have testaments to clarify who gets what. If I was in your position I would move out. Then the parents have to pay for the repairs themselves. You will never own the home by yourself

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“Family” the new F-word…

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You’re not wrong. Parents are taking advantage and are greedy.

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Bait and switched, everything you guys have paid will be considered rent without a contract, even a lease option needs a contract, sorry, you’ve been had by family no less

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You’re not wrong at all! Unfortunately, y’all got screwed in the deal. If I’m understanding correctly, they moved out and agreed that y’all stayed and paid the house off and then it would be turned over to y’all. They’re backing out of that deal, and unless you have something in writing, there isn’t much you can do. Personally, I wouldn’t repair or renovate anything, especially at your own expense. All you’re doing is increasing the property value. And if they leave the house to him and his sister, then the house would have to be appraised and whatever dollar amount the value is, would be split between him and his sister. At that point, if y’all want to stay in the house, you and your husband would have to buy the sister out. So that means if the house is valued at $100,000, you and your husband will have to pay $50,000 to his sister to buy her out and keep the house. I know this is the process, because my mom and uncle had to have all of this set up and figured out about my grandmothers house. I would insist on moving out, to protect yourselves. If your husband is adamant about staying, it’s going to cost you more in the long run than it already has.

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I agree with you. When the parents pass,you will probably need to sell the house anyhow to give his sister half.

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Yikes. I wouldn’t have paid their mortgage at all without something in writing and notarized about them signing the house over to him. I would talk to a lawyer to see if yall have any legal action to be had here. Also if the house needs repairs I WOULD NOT pay for them, his parents own the house- they need to pay for it. I would 100% move out and let them deal with their own house and it’s needs.

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They screwed y’all and pulled a bait and switch to get him to pay the house off, since they want to remain the owners, I suggest reminding them that legally even without a lease, you’re their tenants and as property owners they’re legally responsible for making repairs to the property.

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At this point there is nothing you can do…just leave them and the sister to fix the house

Don’t feel a guilt in wanting to own your own home for you an your family . That’s a good thing.
If its bad enough call codes…they’ll be pissed but they’ll have to Repair it.

He shouldn’t be waisting his money paying for a house that isn’t guaranteed to him. His parents should be paying the mortgage an yall would be tenants. Therefore owners job to fix property.

My parents owned 3 houses, all will be sold and we are not getting anything

Lawyers!!! And bank statements of paying the bills and what not. Whatever payments you put towards the house KEEP AS COPYS!!!